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Comparing the Cost of COBRA Insurance and Alternatives

See side by side comparison for the cost of COBRA vs. other health insurance options.

An important step in determining if COBRA insurance is right for you is finding out if the monthly and yearly cost will work with your current budget and financial needs. The following estimates represent typical costs for a relatively healthy individual or family. However, since insurance rates depend heavily on age, location, health status, and gender, the best way to compare costs is to get quotes using your specific information.

Cost Comparison Chart: Monthly COBRA Insurance and Alternatives ^†

	Individual	Family
COBRA	$600	$1,084
Individual or Family Health Insurance	$231	$420
Catastrophic Insurance	$100	$180
Short Term Health Insurance	$120	$216
High Deductible Health Insurance	$51	$92

Cost Comparison Chart: Yearly COBRA Insurance and Alternatives ^†

	Individual	Family
COBRA	$7,200	$13,000
Individual or Family Health Insurance	$2,772	$5,040
Catastrophic Insurance	$1,200	$2,160
Short Term Health Insurance	$1,440	$2,592
High Deductible Health Insurance	$612	$1,104

^† Based on a healthy individual or family in 2010. The plan you choose will likely vary from this based on age, gender, health status, location, as well as chosen co-payments, deductibles, etc.

Is COBRA too Costly?

Apply for COBRA Insurance Alternatives and Save Money

Did you know that the average family could save 65% on their health
insurance costs by signing up for a COBRA insurance alternative? That's over
$10,000 a year for most people to have the exact same medical coverage.
Complete a free quote below to find out how much you can save. No obligation.