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What is COBRA Insurance Coverage?

Posted on: November 23rd, 2011 by Cobra Insurance Guide

Nurse and computerThis is a question that frequently surfaces anytime someone is considering leaving a job or gets laid off from their job.  COBRA insurance coverage in very basic language, is the ability to keep your current health insurance.  Under the law, COBRA insurance coverage, means that you can choose to maintain your current health insurance plan (the exact same plan) at full cost to you for up to 18 months in most cases.  So with COBRA insurance coverage, you keep the exact same doctor, medications, etc since you are just paying the full cost of the plan you had with your employer.

However, in order to get COBRA insurance coverage you also must meet the federal requirements for COBRA.  There are three requirements and most people and families find that they are eligible an can keep their health insurance.


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