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COBRA Insurance and Pregnancy

Posted on: April 14th, 2011 by Cobra Insurance Guide

DoctorLosing your job or having your spouse lose or quit your job while you are pregnant can be extremely stressful, however under the COBRA insurance laws, as long as you are eligible for COBRA insurance, you and your soon to be infant can still qualify to continue receiving health insurance under COBRA insurance laws.  The COBRA insurance law works in a way that any health insurance coverage you would have received while employed or covered under your spouse’s plan will still remain as long as you qualify and enroll in COBRA insurance.

However, you may be wondering what happens if you become pregnant while covered under COBRA insurance.  You don’t need to worry; you are still covered, as is your baby as long as it is within the 18 month window of your coverage.  If your coverage is going to expire under COBRA medical insurance during that time, you will need to seek out alternative insurance to protect you and your baby once the COBRA continuation insurance ends.  If you are concerned about the cost of COBRA insurance with the new expenses of a baby, you should explore alternative health insurance options as well as state and federally run children’s health insurance options.


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