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COBRA Insurance and Open Enrollment

Posted on: October 14th, 2011 by Cobra Insurance Guide

People who are covered with COBRA insurance usually have major questions arise during open enrollment times with their health insurance plan.  However, since under COBRA insurance you are simply continuing the exact same plan, open enrollment will be the exact same as it was when you were employed.

That means that during open enrollment with COBRA health insurance you will be able to change your plan details, such as switching from a PPO to HMO to reduce costs, add new beneficiaries, and make any other changes you desire.  One important thing to consider during open enrollment is looking at ways you can reduce costs.  This may include downgrading your plan, increasing your deductible, dropping certain enrollees, dropping vision or dental, or other things that reduce the cost of your insurance.

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